UPI guides for shopkeepers
Plain-language explainers on merchant fees, payment rules and the questions to ask your provider.
UPI Merchant Rules from 15 October 2026: Rates, Caps & Exemptions
Understand the announced bank-account UPI merchant MDR rules, category-specific rates and per-payment caps.
Can a Shop Charge Extra for UPI? Merchant MDR Explained
Understand the official position on customer UPI surcharges and distinguish the bill from a merchant payment fee.
P2PM vs P2M: Check Your UPI Merchant Category & Exemption
Learn what provider-confirmed merchant status means and what to ask your payment provider.
Estimate a merchant fee
Compare one bill or a monthly mix using explicit category and tax assumptions.